about us

An innovative group health plan that elevates your benefits package by providing a proactive and personalized approach to employee health and well-being - at “no net” cost to you or your employees!

In today’s complex healthcare landscape, transparency is often lacking, provider competition is limited, and employees find themselves lost in a maze of confusing options.

This outdated system promotes a reactive, transactional approach to healthcare, where people only seek help when problems arise rather than taking proactive steps to maintain their well-being.

This is where we come in. A forward-thinking group medical plan that gives your employees the tools they need to take control of their health, transforming their healthcare experience into one that is transparent, competitive, and focused on proactive care.

By prioritizing preventive care and early intervention, we help employees maintain their well-being and avoid costly medical issues. This forward-thinking mindset not only improves individual health outcomes but also reduces the company’s overall healthcare expenditures.

The Key to Healthcare Cost Savings

Our innovative solution is meticulously designed to optimize healthcare expenditures. By emphasizing preventive care and cultivating a culture prioritizing overall well-being, we empower your organization to achieve unparalleled cost savings!

Through our proactive strategies, we address potential health concerns before they escalate, mitigating the need for costly interventions down the line. This preventive mindset promotes a healthier workforce and translates into substantial financial benefits for your business and your employees:

And the best part?

It won’t cost your business anything extra.
We’ve designed a solution that allows you to enhance your Group Medical Plan without incurring additional costs. Our innovative approach enables you to implement our program at no “net cost” to your business or your employees.

Elevate Your Employee Benefits, Effortlessly

Your employees can safeguard their family’s financial stability without having to incur additional expenses.

Employee Benefits:

Frequently Asked Questions

FAQs

What is a group health plan?

A program introduced during the Affordable Care Act to promote Physical and Mental Health. The idea being that “An ounce of prevention is worth a pound of cure.” 

With the innovative plan design, we are able to implement this plan at no “net cost” to the employer and the employee. Since this is a group medical plan, both employee and employer receive savings from pretax deductions and that savings is leveraged to pay for the plan. The Employer savings is enough to pay for the plan and in addition, receive an average of $500 per participating employee, per year. The Employee savings is also enough to pay for the plan, as well as many employees actually will see a slight increase in their paycheck.

What benefits are included?

Supplemental Whole Life Insurance with Cash Accumulation and Living Benefits Comprehensive wellness services including:

  • Unlimited Preventive Care
  • Virtual Primary and Urgent Care
  • In Person Urgent Care
  • TeleCounseling
  • Quest Diagnostics™
    • 2,000 Nationally
  • PivotRX
    • 1200+ Generic Prescriptions
  • Hospital Bill Eraser
  • Cost of Care Navigation
What is the cost to my company?
  • Although there are fees associated with enrolling in the Voluntary Group Medical Plan, there are no out-of-pocket expenses. All costs are paid with tax savings coming from the Capstone Premium lowering taxable income.

Ready to Get Started?